Plan NameTarget AudienceKey FeaturesPricing ModelThe Policy AuditIndividuals & FamiliesA comprehensive review of current policies to find overlaps or dangerous gaps.Flat Fee (e.g., $250)The Business ArchitectSmall Business OwnersRisk assessment, liability analysis, and bid management for commercial packages.Monthly Retainer or % of SavingsThe Claims AdvocatePeople with active claimsDirect representation and negotiation with adjusters to maximize settlement.Contingency or HourlyThe Concierge SuiteHigh-Net-Worth/ComplexAnnual strategy, asset protection, and 24/7 support for all insurance matters.Annual Subscription